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independent body that regulates the UK’s financial services industry.

a loan with a set rate of interest that either does not vary for the entire life of the loan or is fixed for a specified period.

also known as a fixed deposit, an account in which the deposit is held for a fixed-term or in which withdrawals can be made only after giving notice. Most banks would offer a higher interest rate for leaving the money untouched for a longer period.

an account that has the option to withdraw funds whenever as needed, but earns a slightly lower rate of interest for the flexibility.

A variable-rate loan means that the interest rate charged will change according to the increasing and decreasing movement of interest rates.

the largest money market in which currencies are traded in the world.

function that relates to revenue generating activities for a financial firm.

lists an index of the most highly capitalized companies on the London Stock Exchange, the FTSE 100 index.